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WHAT BANK RATES APPLY TO MY BUSINESS TO ACCEPT CREDIT CARDS?

The Visa and MC rates are higher for the merchants that do not swipe credit cards through a terminal. There are three types of non-retail merchants: Internet Merchant (real-time, manual entry), Mail Order/Phone Order (card is not available), Manual Entry (card is not swiped). Which type of merchant are you?

I will be accepting credit cards via the Internet.

I will be accepting credit cards by mail/phone order.

I will be keying in a majority of the credit cards.

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