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WHAT BANK RATES APPLY TO MY BUSINESS TO ACCEPT CREDIT CARDS?

The bank rate is determined by Visa/MC. It is known as the Discount Rate. It is based on the amount of transactions where the customer will be in front of the merchant (retail) verses the amount of transactions that will be manually keyed into your terminal (Internet, mail order, phone order). Are you primarily a retail merchant or a non-retail merchant?

I am primarily a retail merchant.

I am primarily a non-retail merchant.

I have a question and I need an answer.

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